Philip Moeller @PhilMoeller
new book, "Get What's Yours for Medicare", an essential companion
to explain the nation’s other major benefit for older Americans.
Learn how to maximize your health coverage and save money. In the
season for annual re-enrolment for health insurance, many Americans
would benefit from what he has to say.
#SocialSecurity provides the bulk of most retirees’ income and
Medicare guarantees them affordable health insurance. But few
people know what Medicare covers and what it doesn’t, what it
costs, and when to sign up. Nor do they understand which parts of
Medicare are provided by the government and how these work with
private insurance plans—Medicare Advantage, drug insurance, and
Medicare supplement insurance.
Do you understand Medicare’s parts A, B, C, D? Which Part D drug
plan is right and how do you decide? Which is better, Medigap or
Medicare Advantage? What do you do if Medicare denies payment for a
procedure that your doctor says you need? How do you navigate the
appeals process for denied claims? If you’re still working or have
a retiree health plan, how do those benefits work with Medicare? Do
you know about the annual enrollment period for Medicare, or about
lifetime penalties for late enrollment, or any number of other key
Health costs are the biggest unknown expense for older Americans,
who are turning sixty-five at the rate of 10,000 a day.
Understanding and navigating Medicare is the best way to save
health care dollars and use them wisely. In Get What’s
Yours for Medicare
, retirement expert Philip Moeller explains
how to understand all these important choices and make the right
decisions for your health and wealth now—and for the future.